algorithmic-decisions

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If AI decides you're too risky for a loan, should a bank have to explain why?

Reddit r/artificial ↗ · 2026-10-13

文章探讨了银行使用AI系统做贷款审批时的可解释性问题：当AI拒绝贷款申请时，银行是否应当向申请人提供明确解释，以及银行应否为其无法解释的AI决策承担责任。

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