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China Merchants Bank Mastercard RMB debit card now officially supports Apple Pay, enabling RMB settlement, not consuming foreign exchange purchase quota, and no currency conversion fees, making it the current best choice for domestic users for overseas payments (including AI subscriptions).
Introduces Neverless's three deposit methods (Apple Pay/Google Pay, bank transfer, digital currency) and two withdrawal methods (bank transfer, digital currency), and explains that you cannot directly deposit via Wise; you need to use an intermediary platform.