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Monzo has built a separate backup banking infrastructure called Monzo Stand-in to ensure service continuity during major cloud outages, supporting essential features like card payments and bank transfers.
A former employee looks back on the severe outage at Fubao Cloud (Alibaba Cloud) on November 12, 2023, and says the outage at Chrysanthemum Cloud (Huawei Cloud) on July 26, 2026 was more than a hundred times worse, involving millions of instances locked and stopped, underscoring the absence of circuit breakers and manual confirmation mechanisms at cloud providers.
Railway suffered an 8-hour platform-wide outage after Google Cloud incorrectly suspended their production account, causing cascading failures that took down their dashboard, API, and all hosted workloads.