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This paper investigates using GPT-3.5 for counterfactual analysis in online lending, showing that prompt engineering improves prediction accuracy and enables coherent counterfactual ROI generation under alternative interest rates.
OpenAI announces an 80% price reduction for its API models, making AI access significantly cheaper for developers.
OpenAI introduces ChatGPT, a conversational AI model fine-tuned from GPT-3.5 using reinforcement learning from human feedback (RLHF). The model is designed to answer follow-up questions, admit mistakes, and reject inappropriate requests, with free access provided during the research preview.