Are AI tools actually useful for everyday hobbyists or just hype for professionals?

I've been thinking about this a lot lately. There's so much conversation around AI changing industries, replacing jobs, and transforming professional workflows. But what about regular people using it for hobbies and personal projects? I've been experimenting with various AI tools for things like learning new skills, organizing personal projects, and getting feedback on creative work. Sometimes it feels genuinely useful and sometimes it feels like I'm fighting the tool more than it's helping me. The interesting thing is that AI tends to perform best when you already have some baseline knowledge. If you know enough to ask the right questions and evaluate the answers, it becomes incredibly useful. If you're a complete beginner, it can confidently lead you in the wrong direction and you'd never know. This feels like a real gap that doesn't get talked about much. The people who benefit most from AI assistance might already be the most capable, while people who could use the most help are also the least equipped to catch its mistakes.