Does anyone else think AI agents need a spending control layer?

Reddit r/AI_Agents News

Summary

A developer discusses the need for a spending control layer for AI agents to manage budgets, approvals, and audit logs, and asks for community input on self-hosted vs hosted solutions.

Agents can now call paid APIs, book services, provision infrastructure, and make purchases. But once they have access to money, the controls are still weak. I am thinking of building a self hosted layer where you can set budgets, require approval above a limit, block merchants or categories, and keep a full audit log. Basically, expense controls for AI agents. Would you use this? Would you prefer self hosted or hosted? How are you handling this today?
Original Article

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